The most essential and still most neglected area of family’s risk management. To add to it, there are numerous companies with hundreds of advertisements to confuse you. In such situation, many a times it becomes tiring to choose the one best suited to your family needs.

At Swapnil Joshi & Associates, we are here to support you throughout your health journey with the plans preciously designed to cater to your needs at all stages. It’s because of the access to all the top class Insurance providers in the country; we can offer you infinite options in terms of companies, available covers, add-ons, riders, maternity benefits, waiting periods, and the premiums.
At the same time, sometimes you may as well want to change your existing Health Insurance policy. So, we provide the analysis services (paid sessions) to judge your policy and provide you options which exactly fits your requirements.

Free from all the responsibilities, the second inning of life is the real time to enjoy the life in true sense. But, risk and the associated health issues also peep up during this time. And that’s the reason we have specially designed health insurance plans for senior citizen.

At Swapnil Joshi & Associates, we also have the health insurance plans for hypertension and diabetes patients. What’s more, now a senior citizen with the bypass surgery done can also avail a good health insurance plan. So now, the sudden medical emergencies can’t hinder in the way of blissful living.

Gone are the days when the Hypertension and Diabetes were encountered only after sixties. Changing life styles, frequent consumption of junk food, stress in day-to-day activities, absence of work life balance and the things alike are making us prone to such life style diseases.

Thanks to the large number of Health Insurance providers in our kitty. We have specially crafted Health Insurance plans to counter such life style diseases. And yes, again the good news is that you don’t have to wait, we would cover you with all your pre-existing illnesses..you from the very first day !

Certain misfortunes like cancer, paralysis or any such critical illnesses keeps you bed ridden, ever after you have been treated or operated. The income stops, but not the expenses. You still have to pay your monthly bills, your loan EMIs, kids’ college fees and all such routine expenses. And this is where Critical Illness Insurance steps in.

This plan pays you a lump-sum amount in one go; the moment you get diagnosed with any of such critical illnesses with a long recovery time. So now you can focus on the speedy recovery instead of worrying about the day-to-day expenses. And yes, we also hve the Critical Illness Insurance designed for females, that covers the Breast and Cervical Cancer (very common in females of all ages).

It safeguards you financially from various unpleasant situations that may arise during your trip. The plan covers you whether you are heading overseas for a holiday, business meeting or education. It covers medical emergencies (like medical evacuation, personal accident, hospitalization and repatriation of remains), travel benefits (like trip cancellation, delayed and missed connecting flights), Luggage benefits (like compensation for the loss incurred when your luggage is delayed at the airport or if you lose it on your trip) and also the other benefits like compassionate visit, emergency cash arrangement, loss of passport cover and personal liability.

We provide Single Trip, Multi Trip, Schengen and Student Travel Insurance services

Whether it’s a plain comprehensive vehicle insurance, or pampering your favorite car with add-ons like zero depreciation, engine protector, key protector, consumable cover and road-side assistance..we have it all.

And yes, we also have a personal accident insurance that covers Accidental Death, Permanent Total Disability, Permanent Partial Disablement, Temporary Total Disablement, Accidental Hospitalization, Loss of Pay and many more benefits to protect you!