This is the planning stage which is almost always been conveniently neglected. It's this stage, which needs a clear focus and detailed analysis. We follow a simple, yet step by step approach while arriving at the most feasible solution. Out main steps include:,

√ Define Your Goals
√ Assess Your Financial Situation
√ Create a Budget
√ Designing the best suitable Savings Strategies
√ Being Flexible, it Happens

After retirement, your wife gets double of your time and half of your income. The way a person invests during his midlife period decides the way he can spend in his retirement days. This is the phase wherein you genuinely need to address the questions like:

√ What if I live for many more years? How would I meet my expenses without becoming a burden on others?
√ What if I need a lot of medical services?
√ What if my wife outlives me by many years? How do I ensure her wellbeing?
√ How do I plan succession within the family?
√ How do I maintain my dignity by not becoming a financial burden on anybody ever?

And this is where Swapnil Joshi & Associates can help you. Our systematic and detailed approach helps you to pinpoint the major grey areas and assist you in getting armed for the golden second inning of your life!